Mortgage facts Southampton Hampshire - Amicable Mortgage Services Ltd

French Mortgage Paperwork

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Financial Documentation For Buying in France

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Documents needed when applying for a French mortgage

 


 The criteria for a French mortgage is very similar to the UK's credit controls requests for paperwork.

This obviously will vary slighty from lender to lender, but generally the documents are such that an underwritter will get a very clear picture of the type of borrower they are potentially lending to.

Completion times again would be on pa to the UK time scales.

 

Copy of the passport or ID card for each borrower

  • Last 2  tax returns (3 for self employed)
  • Last 3 pay slips (wage earner) or last 3 balance sheets
  • Last 3 months account statements
  • Preliminary purchase agreement
  • Repayment schedule of all running loans
  • French bank account identification for direct debit
  • Own capital documentation
  • Possible documentation in case of :
    • Rentals : Title deed / tenancy agreements
    • Marriage / divorce : certificate
    • Company details in case of SCI, SNC, SARL, EURL
    • Renovation : accepted quotes, administrative authorisations if requested
    • New built : signed reservation contract, technical specifications, plans, commercial tenancy agreement (leaseback only)
    French mortgage

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
There may be a fee for introducing business, the precise amount of the fee will depend upon your circumstances and be confirmed in writing.
We do not offer regulated mortgage advice and are not authorised by the Financial Services Authority who do not regulate some aspects of commercial finance, personal finances, buy to let and overseas property lending.

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MortgageHome.co.uk is a trading style of Amicable Mortgage Services Ltd, 32 Twyford Avenue, Southampton, Hampshire, UK, SO15 5NP
Registered office 5 New Broadway, Hampton Hill, Hampton, Middlesex, TW12 1JG, registered in England No4470987
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