Property Portfolio Mortgage

Property Letting Business

Quick Enquiry Form Name Phone E-mail Enter security code

Commercial finance Self Build Mortgage Buy to Let Investment home

Warning property investing is a business with many risks and prices may up as well as down

Property Developers in London

The need to invest in your future can be a major cause of worry for many people. With growing disillusionment in pensions and less job stability, the appeal of the property market as a way of making money is obvious. It might seem like a scary move, but even with the property market slowing down, slow professionals think it may potentially be an investment. Here are a few ideas regarding the property market...

Where to Invest
If you have a lot of money to invest, the potentially safest bets may be the traditional high-end residential areas Belgravia, Mayfair and Knightsbridge. If on the other hand, you're a prospective investor, just starting out, you'll need to try and identify the next big areas of opportunity. Typically, these areas will have a capacity for regeneration. The main objectives of regeneration is improve the image of an area and attract new investors. This is achieved in a number of ways: improved housing, amenities, new jobs and transport links; all of this will boost the local economy.
There are a number of areas across London undergoing improvements, among them Stratford, Dalston, Ealing and Canary Wharf. Four regeneration hotspots of recent times are King's Cross, Battersea, Wembley and Greenwich. Investors should allow time for an area to mature, and generally view any property as a long-term investment, although there are specific alternatives to this, as we'll see.

Short or Long-term Investment Plan?
If you're interested in a short-term investment, buying property off-plan may be for you. This means that you invest in a property early during construction, in the hope that you'll benefit from capital growth once the property is ready. You may see a return by re-selling or flipping the investment just prior to completion. More serious investors, though, will prefer to take a long-term approach by holding onto their residential stock as part of a larger portfolio. The professional investor will concentrate more on capital growth than straight rental yield, so don't expect much of a regular monthly return instead view your investment as a long-term strategy that may pay off in a big way a few years down the line.

Financial institutions such as Alliance & Leicester may potentially help you start your property development business by offering loans and competitive mortgage rates for products including buy to let mortgages and discounted variable mortgages.